Foto: kamasigns / stock.adobe.com Insurance cover in the refugee aid As with other volunteer activities, "refugee workers" enjoy automatically and for free the protection of the statutory accident insurance. In case of a private commitment the federal state will usually help you. Mehr dazu Foto: DOC RABE Media / stock.adobe.com Personal liability insurance – necessary for refugees, too In Germany you can insure yourself against a lot of damage. Some insurances are more important than others. The first and most important insurance you need from the beginning is a „private liability insurance“.Mehr dazu Foto: Zerbor / Fotolia Medical care for asylum seekers There are some specialities for refugees, which differ from the regular supply within the state-mandated health insurance or the private health insurance.Mehr dazu Foto: Cozyta / stock.adobe.com Bank account for refugees A bank account has become indispensable for many everyday transactions in Germany. Therefore, the law stipulates that everyone has the right to open a payment account with basic functions: the basic bank account ("Basiskonto").Mehr dazu What is a basic account? Every consumer has a claim to an account used for payments with basic functions (basic account), including homeless people, asylum seekers and people who are tolerated.Mehr dazu Foto: Cozyta / stock.adobe.com What you should know about bank giro accounts Everyone who wants to participate in the economic life cannot renounce a giro account.Mehr dazu Foto: Stockfotos-MG / stock.adobe.com Money transfer services can be really expensive Money transfer services are a quick method for transferals – but can also be very expensive.Mehr dazu Foto: vege / stock.adobe.com Cell phone contracts: What you should pay attention to Be careful of a too fast contract conclusion: Especially refugees should take note, to what they commit by concluding a contract.Mehr dazu Foto: Filip Korić / stock.adobe.com When is a product "Halal"? There are no uniform standards, when a product can be called „halal“. Seldom it is clear what criteria underlie.Mehr dazu Foto: Monkey Business / stock.adobe.com Tips for meals, that do justice to miscellaneous food cultures Dining together connects people and can dismantle barriers. Food, that pleases various cultures is possible. We gathered some tips and hints. Mehr dazu Foto: Thaut Images / Fotolia New in Germany? Getting around by bus and train Not only newcomers to Germany often find it difficult to get around on buses and trains. That is why the Consumer Organisation has put together the most important tips. Mehr dazu Foto: Dan Race / stock.adobe.com Doorstep selling: Language barriers are often exploited Salespeople take advantage of language barriers and consumers’ inexperience. Mehr dazu Foto: Ezume Images / Fotolia Asylum seekers do not have to pay German broadcasting fees Asylum seekers living in shared accommodation do not have to pay the German television and radio licence fee ("Rundfunkbeitrag"). Those who live in their own apartment and receive certain benefits can be exempted from paying the fee.Mehr dazu
